Home equity

Turn your home equity into flexible capital.

HELOCs, home equity loans, and cash-out refis from 40+ lenders. Draw what you need, when you need it — with today's competitive rates.

Top HELOC & home equity lenders

SoFi logo

SoFi

Member-first digital lender with no fees

4.8/5
Editor verified · 12,483 reviews
APR
8.99%25.81%
Loan amount
$5,000$100,000
Min. credit
680

Best for: Excellent credit, high loan amounts

Rocket Mortgage logo

Rocket Mortgage

America's largest mortgage originator

4.6/5
Editor verified · 42,199 reviews
APR
6.375%8.25%
Loan amount
$25,000$3,000,000
Min. credit
620

Best for: First-time buyers wanting a smooth digital experience

Better.com logo

Better.com

Commission-free digital mortgages

4.3/5
Editor verified · 8,842 reviews
APR
6.125%7.99%
Loan amount
$50,000$3,000,000
Min. credit
620

Best for: Rate-conscious refi and purchase borrowers

Barclays Loans logo

Barclays Loans

High street bank personal loans

4.3/5
Editor verified · 18,900 reviews
APR
6.8%22.9%
Loan amount
£1,000£50,000
Min. credit
640

Best for: Existing Barclays customers

HSBC UK logo

HSBC UK

Global bank with UK personal loans

4.4/5
Editor verified · 15,400 reviews
APR
6.9%21.9%
Loan amount
£1,000£25,000
Min. credit
640

Best for: Premier customers and mortgages

Nationwide logo

Nationwide

UK's largest building society

4.5/5
Editor verified · 22,100 reviews
APR
6.6%24.9%
Loan amount
£1,000£25,000
Min. credit
620

Best for: Member-owned banking and mortgages

ING Deutschland logo

ING Deutschland

Direktbank mit günstigem Ratenkredit

4.5/5
Editor verified · 51,800 reviews
eff. Jahreszins
3.99%10.79%
Loan amount
€5,000€75,000
Min. credit
640

Best for: Bonitätsstarke Kunden

DKB logo

DKB

Digitale Vollbank mit Privatkredit

4.4/5
Editor verified · 28,100 reviews
eff. Jahreszins
4.19%10.99%
Loan amount
€2,500€65,000
Min. credit
640

Best for: Bestandskunden der DKB

BBVA logo

BBVA

Préstamo online del banco global BBVA

4.5/5
Editor verified · 42,900 reviews
TAE
5.9%12.9%
Loan amount
€3,000€75,000
Min. credit
640

Best for: Clientes BBVA con nómina

Santander España logo

Santander España

Préstamos y crédito Santander

4.3/5
Editor verified · 38,400 reviews
TAE
6.75%14.9%
Loan amount
€3,000€60,000
Min. credit
640

Best for: Clientes Santander One

CaixaBank logo

CaixaBank

Préstamo personal con app imaginBank

4.4/5
Editor verified · 29,100 reviews
TAE
6.5%12.75%
Loan amount
€1,000€60,000
Min. credit
640

Best for: Clientes con nómina domiciliada

ING España logo

ING España

Préstamo Naranja sin comisiones

4.5/5
Editor verified · 24,300 reviews
TAE
5.95%8.85%
Loan amount
€6,000€60,000
Min. credit
660

Best for: Buenos perfiles crediticios

Intesa Sanpaolo logo

Intesa Sanpaolo

Prestito Multiplo e mutui

4.4/5
Editor verified · 34,200 reviews
TAEG
5.95%12.9%
Loan amount
€3,000€75,000
Min. credit
640

Best for: Clienti Intesa Sanpaolo

ABN AMRO logo

ABN AMRO

Nederlandse grootbank

4.4/5
Editor verified · 24,600 reviews
JKP
4.7%9.9%
Loan amount
€5,000€75,000
Min. credit
640

Best for: Persoonlijke leningen en hypotheken

ING Nederland logo

ING Nederland

Persoonlijke lening ING

4.4/5
Editor verified · 28,900 reviews
JKP
4.8%9.9%
Loan amount
€2,500€75,000
Min. credit
640

Best for: ING-klanten in Nederland

Rabobank logo

Rabobank

Coöperatieve bank

4.4/5
Editor verified · 21,400 reviews
JKP
4.9%9.5%
Loan amount
€5,000€75,000
Min. credit
640

Best for: MKB en particuliere hypotheken

SEB logo

SEB

Nordisk storbank

4.3/5
Editor verified · 18,700 reviews
Effektiv ränta
5.75%12.9%
Loan amount
SEK 10,000SEK 600,000
Min. credit
640

Best for: SEB-kunder och bolån

Nordea logo

Nordea

Nordens största bank

4.2/5
Editor verified · 22,800 reviews
Effektiv ränta
5.5%12.75%
Loan amount
SEK 10,000SEK 600,000
Min. credit
640

Best for: Bolån och privatlån i Norden

Tangerine logo

Tangerine

Scotiabank's digital-only bank

4.5/5
Editor verified · 21,900 reviews
APR
6.95%19.95%
Loan amount
CA$5,000CA$50,000
Min. credit
650

Best for: Digital-first Canadians

EQ Bank logo

EQ Bank

Digital challenger from Equitable Bank

4.6/5
Editor verified · 15,300 reviews
APR
5.95%12.5%
Loan amount
CA$1,000CA$100,000
Min. credit
660

Best for: High savings rates and mortgages

RBC Royal Bank logo

RBC Royal Bank

Canada's largest bank by assets

4.4/5
Editor verified · 41,200 reviews
APR
6.4%18.99%
Loan amount
CA$5,000CA$100,000
Min. credit
650

Best for: Full-service banking across Canada

TD Canada Trust logo

TD Canada Trust

Top-5 Canadian bank

4.3/5
Editor verified · 38,900 reviews
APR
6.5%19.99%
Loan amount
CA$5,000CA$100,000
Min. credit
650

Best for: Everyday banking and mortgages

Commonwealth Bank logo

Commonwealth Bank

Australia's largest retail bank

4.3/5
Editor verified · 42,100 reviews
p.a.
8.99%20.99%
Loan amount
A$4,000A$75,000
Min. credit
650

Best for: Existing CommBank customers

NAB logo

NAB

National Australia Bank

4.3/5
Editor verified · 32,800 reviews
p.a.
8.49%20.99%
Loan amount
A$5,000A$55,000
Min. credit
650

Best for: Business banking and mortgages

ANZ logo

ANZ

Australia and New Zealand Banking Group

4.2/5
Editor verified · 29,100 reviews
p.a.
8.99%20.99%
Loan amount
A$5,000A$50,000
Min. credit
650

Best for: Everyday banking in Australia and NZ

Rakuten Bank logo

Rakuten Bank

Japan's largest internet bank

4.4/5
Editor verified · 61,200 reviews
実質年率
1.9%14.5%
Loan amount
¥100,000¥8,000,000
Min. credit
600

Best for: Rakuten Point users

SMBC logo

SMBC

Sumitomo Mitsui Banking Corporation

4.3/5
Editor verified · 24,800 reviews
実質年率
4%14.5%
Loan amount
¥100,000¥8,000,000
Min. credit
640

Best for: Existing SMBC customers

Aeon Bank logo

Aeon Bank

Retail-linked internet bank

4.2/5
Editor verified · 18,300 reviews
実質年率
3.8%13.8%
Loan amount
¥100,000¥8,000,000
Min. credit
620

Best for: Aeon retail shoppers

Sony Bank logo

Sony Bank

Digital bank from Sony Financial

4.5/5
Editor verified · 14,200 reviews
実質年率
2.5%13.8%
Loan amount
¥100,000¥8,000,000
Min. credit
640

Best for: Prime borrowers wanting low rates

HDFC Bank logo

HDFC Bank

India's largest private-sector bank

4.6/5
Editor verified · 92,300 reviews
p.a.
10.5%24%
Loan amount
₹50,000₹4,000,000
Min. credit
700

Best for: Salaried borrowers

ICICI Bank logo

ICICI Bank

Full-service private bank

4.5/5
Editor verified · 78,100 reviews
p.a.
10.75%22%
Loan amount
₹50,000₹4,000,000
Min. credit
700

Best for: iMobile app users

State Bank of India logo

State Bank of India

India's largest public-sector bank

4.4/5
Editor verified · 118,400 reviews
p.a.
9.6%15.6%
Loan amount
₹25,000₹3,000,000
Min. credit
680

Best for: Government employees and pensioners

Kotak Mahindra Bank logo

Kotak Mahindra Bank

Retail bank with strong digital

4.4/5
Editor verified · 44,100 reviews
p.a.
10.99%24%
Loan amount
₹50,000₹4,000,000
Min. credit
690

Best for: Kotak 811 digital account holders

Itaú Unibanco logo

Itaú Unibanco

Maior banco privado do Brasil

4.4/5
Editor verified · 92,100 reviews
CET
3.5%15.9%
Loan amount
R$500R$500,000
Min. credit
650

Best for: Correntistas Itaú

Bradesco logo

Bradesco

Rede nacional de agências

4.2/5
Editor verified · 78,200 reviews
CET
3.9%16.9%
Loan amount
R$500R$500,000
Min. credit
650

Best for: Clientes com relacionamento Bradesco

Banco Inter logo

Banco Inter

Banco digital sem tarifas

4.5/5
Editor verified · 54,200 reviews
CET
2.99%12.5%
Loan amount
R$1,000R$250,000
Min. credit
630

Best for: Correntistas Inter que buscam crédito imobiliário

Handelsbanken logo

Handelsbanken

Lokalt förankrad relationsbank

4.5/5
Editor verified · 12,100 reviews
Effektiv ränta
4.75%11.9%
Loan amount
SEK 20,000SEK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Swedbank logo

Swedbank

Sveriges största privatbank

4.3/5
Editor verified · 22,600 reviews
Effektiv ränta
4.85%13.5%
Loan amount
SEK 10,000SEK 600,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Nordea logo

Nordea

Nordens största bank

4.2/5
Editor verified · 19,800 reviews
Effektiv ränta
5.15%13.9%
Loan amount
SEK 10,000SEK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

SBAB logo

SBAB

Bolånespecialisten från staten

4.6/5
Editor verified · 9,400 reviews
Effektiv ränta
3.85%5.55%
Loan amount
SEK 100,000SEK 10,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Länsförsäkringar logo

Länsförsäkringar

Kundägd bank och försäkring

4.5/5
Editor verified · 11,200 reviews
Effektiv ränta
4.65%12.5%
Loan amount
SEK 10,000SEK 600,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

ICA Banken logo

ICA Banken

Bank för ICA-kunder

4.4/5
Editor verified · 8,600 reviews
Effektiv ränta
5.25%12.9%
Loan amount
SEK 10,000SEK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Avanza logo

Avanza

Bolån för Avanza-kunder

4.6/5
Editor verified · 7,100 reviews
Effektiv ränta
3.79%4.99%
Loan amount
SEK 100,000SEK 8,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Barclays logo

Barclays

One of the UK's oldest banks

4.2/5
Editor verified · 42,800 reviews
APR
6.9%23.9%
Loan amount
£1,000£50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

NatWest logo

NatWest

High-street bank with strong app

4.3/5
Editor verified · 28,900 reviews
APR
6.5%22.9%
Loan amount
£1,000£50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Halifax logo

Halifax

Lloyds-owned high-street lender

4.2/5
Editor verified · 26,400 reviews
APR
6.7%22.9%
Loan amount
£1,000£50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Deutsche Bank logo

Deutsche Bank

Deutschlands größte Bank

4.1/5
Editor verified · 28,900 reviews
eff. Jahreszins
4.99%12.99%
Loan amount
€1,000€80,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Commerzbank logo

Commerzbank

Traditionsreiche Universalbank

4/5
Editor verified · 22,400 reviews
eff. Jahreszins
5.29%12.5%
Loan amount
€3,000€80,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

ING Deutschland logo

ING Deutschland

Deutschlands beliebteste Direktbank

4.5/5
Editor verified · 41,800 reviews
eff. Jahreszins
3.99%10.99%
Loan amount
€5,000€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Sparkasse logo

Sparkasse

Deutschlands größtes Bankennetzwerk

4.2/5
Editor verified · 34,200 reviews
eff. Jahreszins
4.79%12.99%
Loan amount
€1,000€80,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

BNP Paribas logo

BNP Paribas

La banque d'un monde qui change

4.2/5
Editor verified · 32,100 reviews
TAEG
3.9%8.9%
Loan amount
€1,500€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Crédit Agricole logo

Crédit Agricole

Le bon sens a de l'avenir

4.3/5
Editor verified · 41,200 reviews
TAEG
4.1%9.5%
Loan amount
€1,500€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Société Générale logo

Société Générale

Développons ensemble l'esprit d'équipe

4.2/5
Editor verified · 28,900 reviews
TAEG
4.29%9.9%
Loan amount
€1,500€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

LCL logo

LCL

Une relation durable, ça change la vie

4.1/5
Editor verified · 18,400 reviews
TAEG
4.5%9.5%
Loan amount
€1,500€50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

BoursoBank logo

BoursoBank

La banque en ligne #1 en France

4.6/5
Editor verified · 52,100 reviews
TAEG
3.5%7.9%
Loan amount
€1,500€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

BBVA logo

BBVA

Creando oportunidades

4.4/5
Editor verified · 42,100 reviews
TAE
5.75%12.9%
Loan amount
€3,000€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Banco Sabadell logo

Banco Sabadell

El valor de la cercanía

4.2/5
Editor verified · 18,900 reviews
TAE
6.25%13.9%
Loan amount
€3,000€60,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Bankinter logo

Bankinter

Banca cercana y digital

4.4/5
Editor verified · 16,200 reviews
TAE
5.5%12.9%
Loan amount
€3,000€60,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Openbank logo

Openbank

El banco 100% digital de Santander

4.5/5
Editor verified · 24,100 reviews
TAE
5.45%12.5%
Loan amount
€3,000€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

EVO Banco logo

EVO Banco

Banca inteligente

4.3/5
Editor verified · 12,800 reviews
TAE
5.75%11.9%
Loan amount
€3,000€60,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

UniCredit logo

UniCredit

Banca commerciale paneuropea

4.2/5
Editor verified · 32,100 reviews
TAEG
6.25%12.5%
Loan amount
€3,000€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

BPER Banca logo

BPER Banca

Vicini alle persone

4.2/5
Editor verified · 14,800 reviews
TAEG
6.5%12.9%
Loan amount
€3,000€60,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

SNS logo

SNS

Gewoon een goede bank

4.2/5
Editor verified · 12,800 reviews
JKP
5.75%10.9%
Loan amount
€2,500€50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Triodos Bank logo

Triodos Bank

De duurzame bank

4.6/5
Editor verified · 8,900 reviews
JKP
5.5%10.9%
Loan amount
€5,000€75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

TD Canada Trust logo

TD Canada Trust

Ready for you

4.3/5
Editor verified · 38,900 reviews
APR
7.25%16.99%
Loan amount
CA$5,000CA$50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Scotiabank logo

Scotiabank

You're richer than you think

4.2/5
Editor verified · 32,100 reviews
APR
7.1%15.99%
Loan amount
CA$5,000CA$50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

BMO logo

BMO

Making money make sense

4.2/5
Editor verified · 28,400 reviews
APR
7.25%15.99%
Loan amount
CA$5,000CA$50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

CIBC logo

CIBC

Ambitions made real

4.2/5
Editor verified · 24,800 reviews
APR
7.5%16.5%
Loan amount
CA$5,000CA$50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Westpac logo

Westpac

Australia's first bank

4.2/5
Editor verified · 34,800 reviews
p.a.
6.75%19.99%
Loan amount
A$4,000A$75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Macquarie Bank logo

Macquarie Bank

Global financial group

4.5/5
Editor verified · 18,400 reviews
p.a.
6.15%12.99%
Loan amount
A$5,000A$75,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Bendigo Bank logo

Bendigo Bank

Australia's better big bank

4.4/5
Editor verified · 14,200 reviews
p.a.
6.79%17.99%
Loan amount
A$2,000A$50,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

ING Australia logo

ING Australia

Do your thing

4.4/5
Editor verified · 22,100 reviews
p.a.
6.19%14.99%
Loan amount
A$5,000A$60,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

DBS Bank logo

DBS Bank

Live more, Bank less

4.5/5
Editor verified · 42,800 reviews
p.a.
3.88%8.5%
Loan amount
SGD 500SGD 200,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

OCBC Bank logo

OCBC Bank

Simply Spot On

4.4/5
Editor verified · 32,100 reviews
p.a.
3.98%8.9%
Loan amount
SGD 500SGD 200,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

UOB logo

UOB

Rightly Yours

4.4/5
Editor verified · 28,900 reviews
p.a.
3.88%8.5%
Loan amount
SGD 500SGD 200,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Standard Chartered logo

Standard Chartered

Here for good

4.3/5
Editor verified · 18,400 reviews
p.a.
3.48%8.9%
Loan amount
SGD 1,000SGD 250,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

HSBC Singapore logo

HSBC Singapore

The world's local bank

4.3/5
Editor verified · 14,800 reviews
p.a.
3.4%8.5%
Loan amount
SGD 1,000SGD 250,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Maybank Singapore logo

Maybank Singapore

Humanising Financial Services

4.2/5
Editor verified · 12,100 reviews
p.a.
3.68%8.88%
Loan amount
SGD 500SGD 200,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

BBVA México logo

BBVA México

El banco más grande de México

4.3/5
Editor verified · 48,200 reviews
CAT
14.9%39.9%
Loan amount
MX$5,000MX$900,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Banorte logo

Banorte

El banco fuerte de México

4.2/5
Editor verified · 32,400 reviews
CAT
15.9%42.9%
Loan amount
MX$5,000MX$900,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Citibanamex logo

Citibanamex

El banco nacional de México

4.1/5
Editor verified · 28,900 reviews
CAT
16.5%44.9%
Loan amount
MX$5,000MX$900,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Santander México logo

Santander México

Un banco global de origen español

4.2/5
Editor verified · 24,100 reviews
CAT
15.5%42.9%
Loan amount
MX$5,000MX$900,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

HSBC México logo

HSBC México

El banco local del mundo

4/5
Editor verified · 18,400 reviews
CAT
17.9%44.9%
Loan amount
MX$5,000MX$900,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Caixa Econômica Federal logo

Caixa Econômica Federal

Banco público federal

4.2/5
Editor verified · 62,400 reviews
CET
1.99%12.5%
Loan amount
R$500R$1,500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Santander Brasil logo

Santander Brasil

Um banco simples e digital

4.2/5
Editor verified · 42,100 reviews
CET
3.29%15.9%
Loan amount
R$500R$500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Banco do Brasil logo

Banco do Brasil

O banco de todos os brasileiros

4.3/5
Editor verified · 51,800 reviews
CET
2.99%14.9%
Loan amount
R$500R$1,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

MUFG Bank logo

MUFG Bank

日本最大の総合金融グループ

4.3/5
Editor verified · 24,800 reviews
実質年率
1.8%14.6%
Loan amount
¥100,000¥10,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

SMBC logo

SMBC

三井住友銀行

4.3/5
Editor verified · 21,400 reviews
実質年率
1.85%14.5%
Loan amount
¥100,000¥10,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Mizuho Bank logo

Mizuho Bank

みずほ銀行

4.2/5
Editor verified · 18,900 reviews
実質年率
2%14%
Loan amount
¥100,000¥10,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

SBI Shinsei Bank logo

SBI Shinsei Bank

SBI新生銀行

4.3/5
Editor verified · 15,200 reviews
実質年率
4.5%14.8%
Loan amount
¥100,000¥5,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Axis Bank logo

Axis Bank

Badhti ka naam zindagi

4.3/5
Editor verified · 52,400 reviews
p.a.
10.65%22%
Loan amount
₹50,000₹4,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

DNB logo

DNB

Norges største bank

4.4/5
Editor verified · 28,900 reviews
Effektiv rente
6.9%15.9%
Loan amount
NOK 25,000NOK 600,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Nordea Norge logo

Nordea Norge

Nordisk storbank i Norge

4.3/5
Editor verified · 19,400 reviews
Effektiv rente
6.75%15.5%
Loan amount
NOK 25,000NOK 600,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Sbanken logo

Sbanken

Norges første nettbank

4.6/5
Editor verified · 18,200 reviews
Effektiv rente
5.99%12.9%
Loan amount
NOK 25,000NOK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

SpareBank 1 logo

SpareBank 1

Alliansen av lokale sparebanker

4.4/5
Editor verified · 22,300 reviews
Effektiv rente
6.5%15.5%
Loan amount
NOK 25,000NOK 600,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Handelsbanken Norge logo

Handelsbanken Norge

Lokal relasjonsbank

4.5/5
Editor verified · 8,900 reviews
Effektiv rente
6.25%13.9%
Loan amount
NOK 25,000NOK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Danske Bank logo

Danske Bank

Nordens største danske bank

4.2/5
Editor verified · 34,200 reviews
ÅOP
5.95%15.9%
Loan amount
DKK 20,000DKK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Nordea Danmark logo

Nordea Danmark

Nordisk storbank i Danmark

4.3/5
Editor verified · 21,800 reviews
ÅOP
5.75%15.5%
Loan amount
DKK 20,000DKK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Nykredit logo

Nykredit

Danmarks største realkreditselskab

4.5/5
Editor verified · 18,200 reviews
ÅOP
4.3%6.5%
Loan amount
DKK 100,000DKK 10,000,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Jyske Bank logo

Jyske Bank

Den anderledes danske bank

4.3/5
Editor verified · 14,100 reviews
ÅOP
5.85%15.5%
Loan amount
DKK 20,000DKK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Sydbank logo

Sydbank

Din personlige bank

4.2/5
Editor verified · 9,800 reviews
ÅOP
5.95%15.9%
Loan amount
DKK 20,000DKK 500,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

OP logo

OP

Suomen suurin finanssiryhmä

4.5/5
Editor verified · 28,400 reviews
Todellinen vuosikorko
4.9%12.9%
Loan amount
€1,000€70,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Nordea Suomi logo

Nordea Suomi

Pohjoismainen pankki Suomessa

4.3/5
Editor verified · 22,100 reviews
Todellinen vuosikorko
4.75%12.5%
Loan amount
€1,000€70,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Danske Bank Suomi logo

Danske Bank Suomi

Pohjoismainen pankki

4.2/5
Editor verified · 12,400 reviews
Todellinen vuosikorko
4.99%12.9%
Loan amount
€1,000€70,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

S-Pankki logo

S-Pankki

S-ryhmän pankki

4.4/5
Editor verified · 15,800 reviews
Todellinen vuosikorko
4.85%12.9%
Loan amount
€1,000€70,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Aktia logo

Aktia

Suomen paikallisin pankki

4.3/5
Editor verified · 8,400 reviews
Todellinen vuosikorko
4.99%12.5%
Loan amount
€1,000€70,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

Handelsbanken Suomi logo

Handelsbanken Suomi

Paikallinen suhteita korostava pankki

4.5/5
Editor verified · 6,100 reviews
Todellinen vuosikorko
4.8%11.9%
Loan amount
€1,000€70,000
Min. credit
620

Best for: Borrowers who want a transparent local lender

HELOC vs. home equity loan

  • HELOC = revolving line, variable rate, draw as needed.
  • Home equity loan = lump sum, fixed rate, fixed monthly payment.
  • Closing costs are typically lower on HELOCs.
  • Home equity loans work best for one-time, defined expenses.

Do you qualify?

  • At least 15%–20% equity in your primary or secondary home.
  • Credit score of 680+ for the best rates.
  • DTI under 43% including your new payment.
  • Verifiable income for the past 24 months.