All lenders in one place

SoFi

Member-first digital lender with no fees

4.8/5

Editor verified · 12,483 reviews

APR

8.99%–25.81%

Loan amount

$5,000 – $100,000

Min. credit

680

Best for: Excellent credit, high loan amounts

LightStream

A division of Truist for prime borrowers

4.7/5

Editor verified · 9,421 reviews

APR

7.49%–25.29%

Loan amount

$5,000 – $100,000

Min. credit

695

Best for: Home improvement and large purchases

Rocket Mortgage

America's largest mortgage originator

4.6/5

Editor verified · 42,199 reviews

APR

6.375%–8.25%

Loan amount

$25,000 – $3,000,000

Min. credit

620

Best for: First-time buyers wanting a smooth digital experience

Upstart

AI-driven underwriting for thin-file borrowers

4.5/5

Editor verified · 18,902 reviews

APR

7.8%–35.99%

Loan amount

$1,000 – $50,000

Min. credit

300

Best for: Fair credit and short credit histories

Discover Personal Loans

Established bank with 30-day money back

4.5/5

Editor verified · 11,003 reviews

APR

7.99%–24.99%

Loan amount

$2,500 – $40,000

Min. credit

660

Best for: Debt consolidation with direct pay

Marcus by Goldman Sachs

No-fee loans from a global investment bank

4.4/5

Editor verified · 6,212 reviews

APR

6.99%–24.99%

Loan amount

$3,500 – $40,000

Min. credit

660

Best for: On-time payment rewards

Bluevine

Lines of credit for small businesses

4.4/5

Editor verified · 4,820 reviews

APR

6.2%–45%

Loan amount

$6,000 – $250,000

Min. credit

625

Best for: Growing small businesses

Better.com

Commission-free digital mortgages

4.3/5

Editor verified · 8,842 reviews

APR

6.125%–7.99%

Loan amount

$50,000 – $3,000,000

Min. credit

620

Best for: Rate-conscious refi and purchase borrowers

Carvana Auto

Online car buying with instant financing

4.3/5

Editor verified · 22,981 reviews

APR

6.85%–27.9%

Loan amount

$1,000 – $85,000

Min. credit

500

Best for: Buying and financing in one flow

LendingClub

Peer-to-peer pioneer for debt consolidation

4.2/5

Editor verified · 15,320 reviews

APR

8.98%–35.99%

Loan amount

$1,000 – $40,000

Min. credit

600

Best for: Debt consolidation with co-borrowers

Sallie Mae

Purpose-built for undergraduate and graduate loans

4.2/5

Editor verified · 9,931 reviews

APR

4.5%–15.49%

Loan amount

$1,000 – $250,000

Min. credit

650

Best for: Undergraduates and specialty programs

Avant

Fair-credit personal loans up to $35,000

4/5

Editor verified · 7,420 reviews

APR

9.95%–35.99%

Loan amount

$2,000 – $35,000

Min. credit

580

Best for: Fair credit borrowers