LendingClub
Peer-to-peer pioneer for debt consolidation
4.2/5
Editor verified · 15,320 reviews
- APR
- 8.98%–35.99%
- Loan amount
- $1,000 – $40,000
- Min. credit
- 600
Best for: Debt consolidation with co-borrowers
Business financing
Small business loans, sized for how you actually grow.
Compare SBA 7(a), lines of credit, term loans, and equipment financing from banks and fintechs. Editor-reviewed rates from 30+ lenders.
Top small business lenders
Bluevine
Lines of credit for small businesses
4.4/5
Editor verified · 4,820 reviews
- APR
- 6.2%–45%
- Loan amount
- $6,000 – $250,000
- Min. credit
- 625
Best for: Growing small businesses
Rabobank
Coöperatieve bank
4.4/5
Editor verified · 21,400 reviews
- JKP
- 4.9%–9.5%
- Loan amount
- €5,000 – €75,000
- Min. credit
- 640
Best for: MKB en particuliere hypotheken
RBC Royal Bank
Canada's largest bank by assets
4.4/5
Editor verified · 41,200 reviews
- APR
- 6.4%–18.99%
- Loan amount
- CA$5,000 – CA$100,000
- Min. credit
- 650
Best for: Full-service banking across Canada
NAB
National Australia Bank
4.3/5
Editor verified · 32,800 reviews
- p.a.
- 8.49%–20.99%
- Loan amount
- A$5,000 – A$55,000
- Min. credit
- 650
Best for: Business banking and mortgages
Itaú Unibanco
Maior banco privado do Brasil
4.4/5
Editor verified · 92,100 reviews
- CET
- 3.5%–15.9%
- Loan amount
- R$500 – R$500,000
- Min. credit
- 650
Best for: Correntistas Itaú
Barclays
One of the UK's oldest banks
4.2/5
Editor verified · 42,800 reviews
- APR
- 6.9%–23.9%
- Loan amount
- £1,000 – £50,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Starling Bank
Award-winning digital bank
4.7/5
Editor verified · 42,100 reviews
- APR
- 5.9%–19.9%
- Loan amount
- £500 – £25,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Deutsche Bank
Deutschlands größte Bank
4.1/5
Editor verified · 28,900 reviews
- eff. Jahreszins
- 4.99%–12.99%
- Loan amount
- €1,000 – €80,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Commerzbank
Traditionsreiche Universalbank
4/5
Editor verified · 22,400 reviews
- eff. Jahreszins
- 5.29%–12.5%
- Loan amount
- €3,000 – €80,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
BNP Paribas
La banque d'un monde qui change
4.2/5
Editor verified · 32,100 reviews
- TAEG
- 3.9%–8.9%
- Loan amount
- €1,500 – €75,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Société Générale
Développons ensemble l'esprit d'équipe
4.2/5
Editor verified · 28,900 reviews
- TAEG
- 4.29%–9.9%
- Loan amount
- €1,500 – €75,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
BBVA
Creando oportunidades
4.4/5
Editor verified · 42,100 reviews
- TAE
- 5.75%–12.9%
- Loan amount
- €3,000 – €75,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Banco Sabadell
El valor de la cercanía
4.2/5
Editor verified · 18,900 reviews
- TAE
- 6.25%–13.9%
- Loan amount
- €3,000 – €60,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
UniCredit
Banca commerciale paneuropea
4.2/5
Editor verified · 32,100 reviews
- TAEG
- 6.25%–12.5%
- Loan amount
- €3,000 – €75,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Knab
De online bank voor ondernemers
4.3/5
Editor verified · 9,800 reviews
- JKP
- 5.25%–10.5%
- Loan amount
- €2,500 – €50,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Triodos Bank
De duurzame bank
4.6/5
Editor verified · 8,900 reviews
- JKP
- 5.5%–10.9%
- Loan amount
- €5,000 – €75,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Scotiabank
You're richer than you think
4.2/5
Editor verified · 32,100 reviews
- APR
- 7.1%–15.99%
- Loan amount
- CA$5,000 – CA$50,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
BMO
Making money make sense
4.2/5
Editor verified · 28,400 reviews
- APR
- 7.25%–15.99%
- Loan amount
- CA$5,000 – CA$50,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Westpac
Australia's first bank
4.2/5
Editor verified · 34,800 reviews
- p.a.
- 6.75%–19.99%
- Loan amount
- A$4,000 – A$75,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
DBS Bank
Live more, Bank less
4.5/5
Editor verified · 42,800 reviews
- p.a.
- 3.88%–8.5%
- Loan amount
- SGD 500 – SGD 200,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
OCBC Bank
Simply Spot On
4.4/5
Editor verified · 32,100 reviews
- p.a.
- 3.98%–8.9%
- Loan amount
- SGD 500 – SGD 200,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
UOB
Rightly Yours
4.4/5
Editor verified · 28,900 reviews
- p.a.
- 3.88%–8.5%
- Loan amount
- SGD 500 – SGD 200,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
BBVA México
El banco más grande de México
4.3/5
Editor verified · 48,200 reviews
- CAT
- 14.9%–39.9%
- Loan amount
- MX$5,000 – MX$900,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Banorte
El banco fuerte de México
4.2/5
Editor verified · 32,400 reviews
- CAT
- 15.9%–42.9%
- Loan amount
- MX$5,000 – MX$900,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Konfío
Crédito y herramientas para PyMES
4.5/5
Editor verified · 14,800 reviews
- CAT
- 24.9%–55.9%
- Loan amount
- MX$50,000 – MX$3,500,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Caixa Econômica Federal
Banco público federal
4.2/5
Editor verified · 62,400 reviews
- CET
- 1.99%–12.5%
- Loan amount
- R$500 – R$1,500,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Banco do Brasil
O banco de todos os brasileiros
4.3/5
Editor verified · 51,800 reviews
- CET
- 2.99%–14.9%
- Loan amount
- R$500 – R$1,000,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
MUFG Bank
日本最大の総合金融グループ
4.3/5
Editor verified · 24,800 reviews
- 実質年率
- 1.8%–14.6%
- Loan amount
- ¥100,000 – ¥10,000,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
DNB
Norges største bank
4.4/5
Editor verified · 28,900 reviews
- Effektiv rente
- 6.9%–15.9%
- Loan amount
- NOK 25,000 – NOK 600,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Danske Bank
Nordens største danske bank
4.2/5
Editor verified · 34,200 reviews
- ÅOP
- 5.95%–15.9%
- Loan amount
- DKK 20,000 – DKK 500,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Jyske Bank
Den anderledes danske bank
4.3/5
Editor verified · 14,100 reviews
- ÅOP
- 5.85%–15.5%
- Loan amount
- DKK 20,000 – DKK 500,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Sydbank
Din personlige bank
4.2/5
Editor verified · 9,800 reviews
- ÅOP
- 5.95%–15.9%
- Loan amount
- DKK 20,000 – DKK 500,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
OP
Suomen suurin finanssiryhmä
4.5/5
Editor verified · 28,400 reviews
- Todellinen vuosikorko
- 4.9%–12.9%
- Loan amount
- €1,000 – €70,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
Nordea Suomi
Pohjoismainen pankki Suomessa
4.3/5
Editor verified · 22,100 reviews
- Todellinen vuosikorko
- 4.75%–12.5%
- Loan amount
- €1,000 – €70,000
- Min. credit
- 620
Best for: Borrowers who want a transparent local lender
When to choose SBA
- You need $50k–$5M for growth, real estate, or acquisition.
- You can wait 30–90 days for funding.
- You have 2+ years of operating history and clean credit.
- You want the lowest rate available for a term loan.
When to choose a line of credit
- Cash-flow gaps or seasonal working capital needs.
- You want to draw only what you use.
- Fast approval matters more than the lowest rate.
- You're building banking history for future SBA eligibility.